27 January 2025 External T.I. 2024-1018491E5 - U.K. Endowment Policy -- summary under Life Insurance Policy

An individual, while a non-resident, acquired in 1998 a United Kingdom mortgage endowment policy as an investment plan with a life insurance component. The policy matured in 2023 and the individual received a lump-sum amount from the policy issuer, while a resident of Canada.

CRA noted that it had “previously opined that a UK endowment policy would appear to be a life insurance policy within the meaning in subsection 138(12)“.

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