4 April 1990 Income Tax Severed Letter ACC9175 - Buy-sell Agreement - Transfer to Spouse

By services, 22 July, 2022
Official title
Buy-sell Agreement - Transfer to Spouse
Language
English
Document number
Citation name
ACC9175
Severed letter type
d7 import status
Drupal 7 entity type
Node
Drupal 7 entity ID
657082
Extra import data
{
"field_external_guid": [],
"field_proprietary_citation": [],
"field_release_date_new": "1990-04-04 08:00:00",
"field_tags": []
}
Main text

24(1)

                          APRIL 4, 1990

NOTES FOR USE BY BRYAN DATH RE. QUESTIONS SUBMITTED FOR DISCUSSION

OTHER PARTICIPANTS, PAUL LAILEY DEPT OF FINANCE

19(1)

FACT SITUATION 1

(A) IN MARCH, 1988, A STARTED UP A BUSINESS IN A BUILDING WHICH HE BOUGHT FOR THAT PURPOSE.

(B) AS IT APPEARED THAT THE BUSINESS WOULD BE SUCCESSFUL AT THE OUTSET, HE DECIDED THAT HIS TWO YOUNGER BROTHER, B AND C, WOULD HELP HIM TO RUN THE BUSINESS.

(C) IN AUGUST, 1988 A, B, AND C TRANSFERRED THE BUSINESS, OTHER THAN THE BUILDING WHICH WAS STILL OWNED BY A, INTO X CO, A NEW CORPORATION. A OWNED 60% OF THE SHARES AND EACH OF B AND C OWNED 20%.

(D) THE THREE BROTHERS ENTERED INTO A BUY-SELL AGREEMENT UNDER WHICH THE SURVIVORS HAD THE OPTION TO BUY THE DECEASED'S SHARES AND THE DECEASED'S WIDOW HAD THE OPTION TO "PUT" HIS SHARES TO THE SURVIVORS. THEY ARRANGED FOR X CO. TO PURCHASE

INSURANCE SO THAT FUNDS WOULD BE AVAILABLE FOR THE PURCHASE OF THE DECEASED'S SHARES.

(E) IN JULY, 1989, A WAS DIAGNOSED AS SUFFERING FROM A TERMINAL ILLNESS AND IN JULY OF 1990, HE DIED. UNDER A'S WILL ALL OF HIS ASSETS PASSED TO HIS WIDOW.

QUESTION 1     THE NORMAL RULE IS THAT TO QUALIFY FOR THE $400,
               000 EXEMPTION IN RESPECT OF SHARES THEY CANNOT HAVE
               BEEN OWNED BY AN UNRELATED PERSON WITHIN THE
               PREVIOUS 24 MONTHS.  NEW SHARES ISSUED BY A
               CORPORATION ARE DEEMED TO HAVE BEEN OWNED BY AN
               UNRELATED PERSON UNLESS THEY WERE ISSUED IN EXCHANGE
               FOR SUBSTANTIALLY ALL OF THE ASSETS USED IN AN
               ACTIVE BUSINESS. BY RETAINING THE BUILDING IN HIS
               OWN NAME HAS A DENIED HIMSELF THE PROTECTION OF THIS
               EXCLUSION?
RESPONSE       IF THE BUILDING WAS NOT A PARTNERSHIP PROPERTY THEN
               APPARENTLY SUBSTANTIALLY ALL OF THE ASSETS USED IN
               THE PARTNERSHIP BUSINESS WOULD BE TRANSFERRED TO THE
               NEW CORP AND A HAS NOT DENIED HIMSELF THE PROTECTION
               OF THE EXCLUSION.
               IN THE ABOVE SITUATION, IT APPEARS THAT A
               PARTNERSHIP WAS CARRIED ON BY A, B, AND C AND THAT
               THE BUILDING WAS EITHER RENTED TO THE PARTNERSHIP
               OR USED ON A RENT-FREE BASIS BY THE PARTNERSHIP.
               IN OTHER WORDS, THE BUILDING WAS NOT PARTNERSHIP
               PROPERTY OR AN ASSET USED IN AN ACTIVE BUSINESS.
               IN THESE CIRCUMSTANCES, IT IS THE DEPARTMENT'S VIEW
               THAT THE ISSUED SHARES WOULD NOT BE DEEMED TO HAVE
               BEEN OWNED BY AN UNRELATED PERSON BECAUSE THE SHARES
               OF THE CORPORATION WERE ISSUED IN EXCHANGE FOR
               SUBSTANTIALLY ALL OF THE ASSETS USED IN THE
               PARTNERSHIPS ACTIVE BUSINESS.
QUESTION 3     OUR INTERPRETATION OF QUESTION AND RESPONSE
               PART OF THE THIRD QUESTION CONCERNS WHETHER THE X
               CO. SHARES HAVE BEEN "VESTED INDEFEASIBLY" IN MRS.
               A FOR THE PURPOSES OF THE SUBSECTION 70(6) IN VIEW
               OF THE BUY-SELL AGREEMENT.
               IT DEPENDS STEER THE Buy SELL IS COMPULSORY IF THE
               ESTATE MUST SELL THEN THERE IS NO INDEFEASIBLE
               VESTING AS PER PARKES. IF THE AGREEMENT IS NOT
               BINDING ON THE ESTATE AS IN VAN SON THEN
               INDEFEASIBLE VESTING CAN TAKE PLACE
                 IN RELATION TO THE "VESTED INDEFEASIBLY"
               REQUIREMENT, IT APPEARS THAT THE TERMS OF THE BUY-
               SELL MERELY GIVES B AND C THE OPTION TO ACQUIRE THE
               SHARES WITH THE RESULT THAT THE BUY-SELL AGREEMENT
               MAY OR MAY NOT BE EXERCISED.  IN THESE CIRCUMSTANCES
               IT IS THE DEPARTMENT'S VIEW THAT THE BUY-SELL
               AGREEMENT WOULD NOT PREVENT THE X CO. SHARES FROM
               BEING VESTED INDEFEASIBLY IN THE SPOUSE.  HOWEVER,
               IF THE TERMS OF THE BUY-SELL AGREEMENT MADE IT
               COMPULSORY FOR THE EXECUTOR OF A'S ESTATE TO SELL
               AND A AND C TO BUY THE X CO.  SHARES, THE
               DEPARTMENT'S VIEW IS THAT THE SHARES WOULD NOT VEST
               INDEFEASIBLY IN THE SPOUSE AND NO ROLLOVER WOULD BE
               AVAILABLE.
               I WOULD ALSO ADD THAT MY COMMENTS ARE CONSISTENT
               WITH THE PARKS ESTATES DECISION (
86 DTC 1214) WHICH
               DEALT WITH A COMPULSORY SALE OF SHARES. A RECENT
               CASE IN THE FEDERAL COURT TRIAL DIVISION VAN SON
               ESTATE HELD THAT AS THERE WAS NO ENFORCEABLE
               OBLIGATION ON THE PART OF THE ESTATE TO SELL THE
               SHARES THE SHARES VESTED.
               THE SECOND PART OF THE THIRD QUESTION CONCERNS
               WHETHER A COULD USE THE $400,000 CAPITAL GAINS
               EXEMPTION IN THE YEAR OF DEATH ASSUMING THE ROLLOVER
               PROVISIONS OF SUBSECTION  70(6) DON'T APPLY.  IN
               RELATION TO THIS POINT, THE ISSUE IS WHETHER "ALL
               OR SUBSTANTIALLY ALL" OF X CO.'S ASSETS WERE USED
               IN AN ACTIVE BUSINESS AT THE TIME OF THE DEEMED
               DISPOSITION UNDER SUBSECTION  70(5) IN VIEW OF THE
               LIFE INSURANCE POLICY.
               INSURANCE POLICY WILL NOT BE AN ACTIVE BUSINESS
               ASSET AND WILL BE INCLUDED IN THE CORP'S ASSETS AT
               ITS FAIR MARKET VALVE WHICH IN THIS CASE WILL BE
               CLOSE TO ITS FACE VALuE.
               AS IT APPEARS THAT THE LIFE INSURANCE PROCEEDS WILL
               BE PAID OUT AS DIVIDEND TO FUND THE BUY-SELL
               AGREEMENT, IT IS THE DEPARTMENT' S VIEW THAT THE 
               LIFE INSURANCE POLICY WOULD NOT BE CONSIDERED TO BE
               AN ASSET USED IN AN ACTIVE BUSINESS. ACCORDINGLY,
               FAIR MARKET VALUE OF THE LIFE INSURANCE POLICY'
               ASSUMING IT REPRESENTS MORE THAN 10% OF THE FAIR
               MARKET VALUE OF X CO.'S ASSETS AT THE TIME OF THE
               DEEMED DISPOSITION, WOULD RESULT IN THE "ALL OR
               SUBSTANTIALLY ALL" REQUIREMENT NOT BEING SATISFIED.
               AS A FURTHER COMMENT, IT WOULD APPEAR THAT IN VIEW
               OF MR. A'S STATE OF HEALTH PRIOR TO DEATH, THE
               INSURANCE POLICY WOULD BE VALUED AS AN AMOUNT CLOSE
               TO ITS VALUE AT MATURITY.
QUESTION 4     ASSUMING THAT MRS. A ACQUIRES THE X CO. SHARES UNDER
               THE ROLLOVER PROVISIONS OF SUBSECTION 70(6). THE
               ISSUE IS WHETHER MRS.  A, IN VIEW OF THE LIFE
               INSURANCE POLICY, CAN USE THE $400,000 CAPITAL GAINS
               EXEMPTION WHEN SHE SELLS THE X CO. SHARES TO B AND 
               C.
RESPONSE       OBVIOUSLY THE PROCEEDS OF THE INSURANCE WOULD NO
               LONGER BE IN THE CORP TO PUT IT OFFSIDE HOWEVER THEY
               WOULD EAR BEEN DURING THE LAST 24 MONTHS AND
               THEREFORE EAR THE POTENTIAL OF PUTTING THE CORP
               OFFSIDE.
               THE DEPARTMENT'S VIEW ON THIS ISSUE IS THAT THE
               LIFE INSURANCE PROCEEDS WERE RECEIVED AND PAID OUT
               AS A DIVIDEND PRIOR TO THE SALE, THEY WOULD HAVE NO
               EFFECT ON DETERMINING WHETHER X CO. WAS A SMALL
               BUSINESS CORPORATION AT THE TIME OF SALE.
               HOWEVER, IT IS POSSIBLE THAT X CO., AS A
               CONSEQUENCE OF HAVING RECEIVED THE PROCEEDS PRIOR
               TO THE SALE, WOULD FAIL TO HAVE USED MORE THAN 50%
               OF ITS ASSETS IN AN ACTIVE BUSINESS THROUTHOUT THE
               SPECIFIED TIME PERIOD PRIOR TO THE SALE. IF THIS
               WERE TO BE THE CASE, IT WOULD NOT BE POSSIBLE FOR A
               SHARE OF X CO. TO BE A QUALIFYING SMALL BUSINESS
               CORPORATION SHARE FOR AT LEAST TWO YEARS FROM THE
               TIME X CO. AGAIN COMMENCED TO MEET THAT 50% TEST.
QUESTION 5     THE INITIAL SCENARIO HAS BEEN MODIFIED AS THAT EACH
               OF A, B, AND C USED A HOLDING CORPORATION TO HOLD
               HIS SHARES OF X CO. AND THE INSURANCE ON THE LIVES
               OF THE OTHERS. THE QUESTION THEN BECOMES WHETHER A
               SHARE IN A'S COMPANY (ACO) IS A QUALIFIED SMALL
               BUSINESS CORPORATION SHARE. 
RESPONSE       INSURANCE PROCEEDS WOULD BE IN OTHER CORPS
               THEREFORE NO PROBLEM THERE. INSURANCE POLICIES HELD
               BY A CO. WOULD BE OFFSIDE ASSETS
               IN THIS TYPE OF SITUATION IT IS THE DEPARTMENT'S
               VIEW THAT THE INSURANCE POLICIES ON A'S LIFE AND THE
               PROCEEDS THEREOF WOULD NOT BE A FACTOR IN
               DETERMINING WHETHER ACO WAS A SMALL BUSINESS
               CORPORATION AT THE TIME OF SALE BY MRS. A BECAUSE
               THOSE ASSETS WOULD BELONG TO THE HOLDING COMPANIES
               OF B AND C.
               HOWEVER, THE POLICIES ON THE LIVES OF B AND C HELD
               BY ACO WOULD HAVE TO BE VALUED, AS THESE WOULD NOT
               BE ASSETS USED IN AN ACTIVE BUSINESS.  THE USUAL
               TESTS WOULD HAVE TO BE APPLIED TO DETERMINE WHETHER
               THE SHARES OF ACO WERE QUALIFIED SMALL BUSINESS
               CORPORATION SHARES AT THE RELEVANT TIME.
QUESTION 6     COULD BOTH MR. A AND MRS. A UTILIZE THE CAPITAL
               GAINS EXEMPTION UTILIZING SUBSECTION 70(6.2). UNDER
               THIS PROVISION, AN ELECTION CAN BE MADE IN RESPECT
               OF ANY PROPERTY SO THAT THE PROVISIONS OF SUBSECTION
               70(5) APPLY RATHER THAN THE ROLLOVER PROVISIONS OF
               SUBSECTION 70(6).
RESPONSE       EACH SHARE IS CONSIDERED TO BE A SEPARATE PROPERTY
               SO IT IS POSSIBLE TO ELECT ON SOME AND NOT OTHERS
               AND DOUBLE UP THE EXEMPTION.
          IN RELATION TO THE PROVISIONS OF SUBSECTIONS 70(6)
          AND 70(6.2), IT IS THE DEPARTMENT'S VIEW THAT MRS.
          A, AS A'S EXECUTOR, COULD ELECT OUT OF THE AUTOMATIC
          INTER-SPOUSAL ROLLOVER PROVISIONS PURSUANT TO
          SUBSECTION 70(6.2) IN RESPECT OF SOME OF MR. A'S X
          CO.  SHARES AND NOT OTHERS AS EACH SHARE IS
          CONSIDERED TO BE A SEPARATE PROPERTY.  THE EFFECT
          OF ACHIEVING THIS RESULT IS THAT IT MAY BE POSSIBLE
          FOR BOTH MR. A AND MRS. A TO UTILIZE THE $400,000
          CAPITAL GAINS EXEMPTION.

FACT SITUATION II

          SAME AS 1 EXCEPT THAT
          1)   A HAD TRANSFERRED THE BUILDING TO X CO AT THE
               BEGINNING BUT
          11)  NO INSURANCE OR BUY-SELL AGREEMENT WAS IN PLACE AT 
               HIS DEATH
          B, C, AND MRS A AGREE THAT THEY WOULD LIKE TO DISTRIBUTE
          THE BUILDING TO MRS A IN SATISFACTION OF THE 60% INTEREST
          IN X CO WHICH SHE INHERITED FROM A.  THE BUILDING
          REPRESENTS 60% OF X CO'S TOTAL ASSETS.
QUESTION 1     MAY THE BUILDING BE BUTTERFLIED TO A NEW CORP
               CONTROLLED BY MRS A THE WIDOW?
               OUR INTERPRETATION OF THE QUESTION
               -IF THE BUILDING IS TRANSFERRED BY WAY OF A SINGLE
               WINGED BUTTERFLY OF X CO TO A NEW HOLDING CO A CO
               TO WHICH MRS A HAS TRANSFERRED HER SHARES OF X CO
               WILL THE DIVIDENDS DEEMED TO BE PAID ON THE CROSS
               REDEMPTION OF SHARES OF X CO AND A CO BE EXEMPT FROM
               THE APPLICATION OF 55 (2) BY VIRTUE OF 55 (3) (B)
RESPONSE       YES ASSUMING TEAT THE BUILDING AND ALL OF THE OTHER
               PROPERTY OF CO CONSTITUTED BUSINESS PROPERTY FOR
               THE PURPOSES OF 55 (3) (B)
QUESTION 2     ASSUMING ANSWER TO QUESTION 1 IS YES BECAUSE THE
               BUILDING AND OTHER ASSETS OF X CO WERE ALL BUSINESS
               ASSETS WOULD THE ANSWER BE DIFFERENT IF TWO MONTHS
               BEFORE A DIED X CO MOVED TO RENTAL PREMISES AND
               LEASED THE BUILDING TO AN ARMS LENGTH TENANT?  OR
               WOULD THE BUTTERFLY RULES NOT APPLY HERE BECAUSE:
                     -THE BUILDING IS NOW AN INVESTMENT PROPERTY
                     AND A PRO RATA SHARE IS NOT BEING DISTRIBUTED
                     TO EACH SHAREHOLDER AS REQUIRED TO MEET THE
                     EXCLUSION UNDER 55 (3) (B) AND
                    -THE PARTIES CANNOT RELY ON THE NON ARMS
                    LENGTH EXEMPTION IN 55 (3) (A) SINCE THE
                    BROTHERS ARE DEEMED TO DEAL WITH EACH OTHER AT
                    ARMS LENGTH FOR PURPOSES OF THE BUTTERFLY 
                    RULES AND MRS A CEASES TO BE RELATED ONCE A
                    DIES
RESPONSE       YES THE ANSWER WOULD BE DIFFERENT FOR THE ABOVE
               REASONS
               AS THE SERIES OF TRANSACTIONS THAT INCLUDES THE
               DIVIDENDS WOULD RESULT IN' AN INCREASE IN THE
               PERCENTAGE INTEREST IN X CO BY B AND C WHO WOULD BE
               DEEMED TO DEAL AT ARMS LENGTH BY 55 (5) (E) THE
               DIVIDENDS WOULD NOT QUALIFY FOR THE EXEMPTION IN 55
               (3) (A)

QUESTION 3 OUR INTERPRETATION OF THE' QUESTION

               WOULD THE RESPONSE TO QUESTION 2 BE DIFFERENT IF
               A'S SHARES OF X CO WERE BEQUEATHED TO A SPOUSAL
               TRUST FOR MRS A WITH A'S FATHER APPOINTED AS SOLE
               TRUSTEE

RESPONSE YES THE ANSWER WOULD BE DIFFERENT

               A'S FATHER IS RELATED TO A'S BROTHERS AND SUBJECT
               TO THE TERMS OF THE TRUST CONTROLS BOTH A CO AND X
               CO
               THEREFORE (SUBJECT TO 55 (4) )EACH OF THE BROTHERS
               WOULD BE DEEMED NOT TO DEAL AT ARMS LENGTH WITH A
               CO AND X CO
               THUS DIVIDENDS WOULD QUALIFY FOR THE EXEMPTION  IN
               55 (3) (A)
               55 (4) COULD BE APPLIED IF IT WAS CONSIDERED THAT
               THE PRINCIPAL PURPOSE OF ESTABLISHING THE SPOUSAL
               TRUST WITH A'S FATHER AS THE TRUSTEE WAS TO CAUSE
               THE BROTHERS TO BE RELATED AND NOT DEAL AT ARMS
               LENGTH. 55 (4) DEEMS THEM TO DEAL AT ARMS LENGTH.
               FUTURE EVENTS SUCH AS THE DISTRIBUTION OF THE TRUST
               CAPITAL TO MRS. A COULD BE AN INDICATION ON INTENT.
               CAUTION
               THE EXEMPTION IS AVAILABLE PROVIDED THAT THE
               BUTTERFLY TRANSACTIONS THAT RESULT IN THE DEEMED
               DIVIDENDS ARE NOT PART OF A LARGER SERIES OF
               TRANSACTIONS THAT RESULTS IN THE DISPOSITION OF
               PROPERTY TO, OR AN INCREASE IN INTEREST IN ANY
               CORPORATION BY, A THIRD PARTY WHO DEALS AT ARMS
               LENGTH WITH A CO OR X CO

QUESTION 4 OUR INTERPRETATION OF THE QUESTION

               WOULD ANY FUTURE SALE OF THE SHARES OR ASSETS OF A
               CO TO AN ARMS LENGTH THIRD PARTY BE CONSIDERED TO
               BE PART OF A SERIES OF TRANSACTIONS THAT INCLUDED
               THE DEEMED DIVIDENDS OR WOULD SUCH A FUTURE SALE
               HAVE TO BE SPECIFICALLY CONTEMPLATED AT THE TIME OF
               SUCH DIVIDENDS IN ORDER TO BE CONSIDERED TO BE PART
               OF THE SERIES
RESPONSE       248 (10) DEEMS A SERIES OF TRANSACTIONS TO INCLUDE
               TRANSACTIONS OR EVENTS COMPLETED IN CONTEMPLATION
               OF THE SERIES.
               OUR VIEW IS THAT A PRELIMINARY TRANSACTION WILL FORM
               PART OF A SERIES IF AT THE TIME THE PRELIMINARY
               TRANSACTION IS CARRIED OUT THE TAXPAYER INTENDS TO
               IMPLEMENT SUBSEQUENT TRANSACTIONS AND THIS IN FACT
               HAPPENS
               THE FACT THAT THE TAXPAYER MAY NOT HAVE DETERMINED
               ALL OF THE IMPORTANT ELEMENTS; FOR EXAMPLE
               IDENTIFIED A THIRD PARTY, OF THE SUBSEQUENT
               TRANSACTION WOULD NOT PREVENT THE PRELIMINARY
               TRANSACTION FROM BEING PART OF A SERIES
               A'S FATHER'S INTENTION IS THE KEY FACTOR

2. SALARIES, BONUSES, USE OF CORPORATE ASSETS

QUESTION 1     SIZE OF BONUS A SOLE OWNER MANAGER MAY PAY
               HIMSELF
RESPONSE       - THE REASONABLENESS TEST OF SEC 67 COULD HAVE
               APPLICATION TO ANY EXPENSE
               - GENERALLY WE WOULD NOT SEEK TO APPLY SEC 67 IN
               RESPECT OF A BONUS TO AN OWNER/EMPLOYEE WHERE HE IS
               ACTIVE IN THE BUSINESS
QUESTION 2           GUIDELINES FOR REASONABLENESS OF SALARIES PAID
                     TO FAMILY MEMBERS WHO ARE NOT ACTIVE IN THE
                     BUSINESS FOR EXAMPLE SPOUSES WHO COME IN ONCE
                     A WEEK TO SIGN CHEQUES OR CHILDREN WHO HAVE
                     SUMMER JOBS
RESPONSE       - WE WOULD CONSIDER THAT AN AMOUNT THAT WOULD BE
               PAID IN AN ARMS LENGTH TRANSACTION WOULD BE
               REASONABLE
               - REFER TO MADUKE CASE DTC 
89 DTC 5458 FC TD
QUESTION 3           VALUATION OF BENEFIT FOR' CORPORATE OWNED
                     PROPERTY USED BY SHAREHOLDER. WHERE THE
                     SHAREHOLDER CONTRIBUTES THE FUNDS TO
                     PURCHASE THE ASSET THAT IS USED COULD ONE LOOK
                     AT THE FINANCIAL ADVANTAGE THAT IS GAINED BY
                     THE SHAREHOLDER AS THE BENEFIT RATHER THAN
                     USING FAIR MARKET VALUE OR A RETURN ON
                     INVESTMENT VALUATION
RESPONSE       -THERE ARE A NUMBER OF CASES ON THIS ISSUE, YOUNGMAN
               AND WOODS BEING THE MOST RECENT. THESE HELD THAT
               THERE IS A FMV BENEFIT OR A RETURN ON INVESTMENT
               BENEFIT.
               -THE U.S.  CONDO POSITION WAS TAKEN IN 1980 IN
               RESPECT OF A SPECIFIC RULING AND WAS NOT MEANT TO
               BE ANY BROADER. IT IS ANTICIPATED THAT THE CANADA
               U.S. TAX AGREEMENT WILL BE AMENDED SOON TO RECOGNIZE
               CERTAIN TAXES PAID IN THE OTHER JURISDICTION.  WHEN
               THIS HAPPENS THERE WILL NO LONGER BE A NEED FOR OUR
               ADMINISTRATIVE POSITION.
               -OUR VIEW IS THAT THE SEPARATE CORPORATE ENTITY MUST
               BE RECOGNIZED AND THE VALUE OF A BENEFIT IS NOT
               RELATED TO HOW MUCH YOU HAVE INVESTED IN THE
               COMPANY. WHERE THE CORP IS OTHER THAN A SOLE PURPOSE
               CORP IT IS LIKELY DIFFICULT TO TRACK FUNDS.
               -THIS QUESTION HAS BEEN RAISED IN ANOTHER FORUM AND
               THE DEPARTMENT HAS UNDERTAKEN TO REVIEW THE ISSUE.
               ANY CHANGE IN POSITION WILL LIKELY BE ANNOUNCED IN
               AN IT BULLETIN 
QUESTION 4     RE U.S. PERSONAL USE PROPERTY ADMINISTRATIVE
               POSITION. AT 89 CTF REVENUE SAID THAT THERE WAS
               NO CHANGE IN POSITION HOWEVER WE UNDERSTAND
               THAT THE POSITION WILL NOT APPLY IF THE
               PROPERTY IS ROLLED TO THE CORP.
               -THIS ADMINISTRATIVE POSITION WAS TAKEN IN A
               PARTICULAR CASE AND INVOLVED THE PURCHASE OF A
               PROPERTY AT FAIR MARKET VALUE
               -THE DEPARTMENT HAS NEVER CONSIDERED IT APPROPRIATE
               IN A SECTION 85 SITUATION
               - THE EXAMPLE OF PROTECTING THE PRINCIPAL RESIDENCE
               EXEMPTION IS ENOUGH REASON TO MAKE THIS EXTENSION
               OFFENSIVE

PENSION FUND INVESTMENTS

QUESTION       IS EITHER THE DEPARTMENT OF FINANCE OR REVENUE
               CANADA AWARE OF ANY SITUATION IN WHICH A SMALL
               BUSINESS HAS ATTEMPTED TO ACCESS FUNDS IN RRSP'S OR
               PENSION PLANS BY WAY OF SMALL BUSINESS INVESTMENT
               CORPS, SMALL BUSINESS INVESTMENT TRUSTS, OR SMALL
               BUSINESS INVESTMENT LIMITED PARTNERSHIPS? IS IT
               POSSIBLE THAT MORE DIRECT ACCESS TO THESE FUNDS
               COULD BE INTRODUCED?
RESPONSE       WE HAVE ISSUED TWO RULINGS FOR SMALL BUSINESS
               INVESTMENT LIMITED PARTNERSHIPS AND ONE FOR A SMALL
               BUSINESS INVESTMENT CORP.
               WE HAVE HAD A LARGE NUMBER OF GENERAL INQUIRIES

SUPPLEMENTARY QUESTIONS

QUESTION 1           WHERE AN INDIVIDUAL OR A CORPORATION TRANSFERS
                     PROPERTY TO A CORPORATION ALL OF WHOSE SHARES
                     HE OR IT ALREADY ,OWNS, WILL RCT INVOKE THE
                     "BENEFIT" PROVISIONS IF THE VALUE OF THE
                     SPECIFIC SHARE OR SHARES TAKEN BACK ON THE
                     TRANSFER IS LESS THAN THE VALUE OF THE
                     TRANSFERRED ASSETS?  THE VALUE OF THE
                     TRANSFEROR'S ASSETS HASN'T CHANGED.

RESPONSE THIS WAS RAISED AT THE 89 CTF

               85 (1) (E. 2) APPLIES WHERE IT APPEARS REASONABLE TO
               CONCLUDE THAT THE EXCESS IS A BENEFIT THAT THE
               TAXPAYER WISHES TO CONFER ON THE CORPORATION.
               IN OCTOBER 89 DEPT. OF FINANCE ANNOUNCED THAT THEY
               WOULD RECOMMEND A CHANGE TO 85 (1) (E.2) TO PERMIT
               THIS TYPE OF TRANSACTION BETWEEN A PARENT AND
               SUBSIDIARY CORP.
QUESTION 2     BEFORE IMPLEMENTING AN ESTATE FREEZE FATHER HAD A
               VALUATION OF HIS SHARES PREPARED BY A FIRM OF
               BUSINESS VALUATORS. ON THE CORP REORG HE TOOK BACK
               SHARES HAVING A VALUE EQUAL TO THE VALUATOR'S
               OPINION AS TO THE VALUE OF HIS OLD SHARES. IF
               SUBSEQUENTLY IT IS DETERMINED THAT THE OLD SHARES
               HAD A GREATER VALUE, IS IT "REASONABLE TO REGARD"
               THE EXCESS AS A BENEFIT THAT FATHER "DESIRED TO
               HAVE CONFERRED" ON HIS CHILDREN WHO ARE THE COMMON
               SHAREHOLDERS?

RESPONSE WE HAVEN'T DEALT WITH THIS BEFORE

               DEPENDING ON THE CIRCUMSTANCES IT MAY BE REASONABLE
               TO REGARD THAT FATHER MAY HAVE WISHED TO CONFER A
               BENEFIT DESPITE THE VALUATOR'S REPORT.
QUESTION 3     IT 169 STATES THAT REVENUE CANADA WILL ACCEPT A
               FORM OF PRICE ADJUSTMENT CLAUSE UNDER WHICH THE
               PARTIES AGREE TO ACCEPT RCT'S DETERMINATION OF
               VALUE.  IS THIS THE ONLY FORM OF PRICE ADJUSTMENT
               CLAUSE THAT RCT WILL RECOGNIZE AS VALID.
RESPONSE       WE WILL RECOGNIZE CLAUSES MEETING ALL THE
               REQUIREMENTS SET OUT IN THE BULLETIN. IF THERE IS
               SOME OTHER POSITION DESIRED IT SHOULD BE SUBMITTED
               FOR OUR REVIEW.